Small Business Owners
You’ve spent years building something from the ground up – taking risks, solving problems, and showing up for your team and your family. Now it’s time to make sure all that effort pays off.
Whether you’re thinking about retirement, succession, or simply getting your financial house in order, we help business owners turn complexity into clarity.
Because your business isn’t just your biggest asset. It’s the key to funding the life you want next.
Life beyond the business
Planning Your Next Chapter
You’ve spent years growing something meaningful. You’ve made payroll, reinvested profits, and navigated more uncertainty than most people realize. But when it comes to turning that business success into personal financial security, the playbook isn’t always clear.
That’s where we come in. At Parkwoods Wealth Partners, we specialize in helping business owners like you bring clarity, strategy, and confidence to the next chapter—whether you’re a few years out from retirement or just starting to think about succession.
01
Clarify Your Goals and Vision
Before we talk numbers, we listen. We help you define what “retirement” means to you – whether that’s selling the business, passing it to key employees, or stepping back gradually. We identify what matters most: income needs, family priorities, timing, and lifestyle goals.
Our process aims to help you develop a clear picture of what you’re working towards.
02
Organize Your Financial Life
We help you untangle the complexity: separating personal finances from the business, optimizing your cash flow, and building out emergency reserves. We’ll help organize what you have so you can make confident decisions with a clear view of where you stand.
This sets the foundation for smart, tax-efficient decisions down the road.
03
Build and Execute the Right Plan
With your goals and numbers in hand, we create a coordinated financial plan. That includes retirement income strategies, exit and succession planning, tax mitigation, insurance reviews, and estate planning. All tied back to your purpose and values.
The goal? A flexible, forward-looking plan that changes with you.
Your business changed everything
What Makes Your Situation Different
Owning a business changes everything about personal finance.
From unpredictable cash flow to complex tax situations and the challenge of having most of your net worth tied up in the company, business owners face a unique set of planning decisions.
We help you navigate questions like:
How do I prepare for a successful exit – on my terms?
Will the sale of my business fund the lifestyle I want in retirement?
What’s the smartest way to structure that sale for taxes, family, and legacy?
What happens if something unexpected happens before I’m ready?
How do I make all the moving parts of my financial life work together?
advice that fits you
What it's Like to Work With Us
We start with one simple idea: Money should support the life you want to live, not the other way around.
That means our first priority is understanding your goals – for yourself, your family, and your business. From there, we create a clear, actionable plan that ties everything together. Business equity, personal investments, taxes, estate documents, insurance – we coordinate it all.
And we keep it simple. No jargon. No sales pitches. Just calm, clear advice from a team that’s walked this path before.
Make the complex feel simple
What We Help You Do
Every plan is individually tailored, but here are some of the most common things we help business owners with:
Prepare your business for eventual sale, succession, or wind-down
Create a retirement income plan designed to reduce your reliance on market performance.
Manage taxes before, during, and after an exit
Prepare for life’s uncertainties with a strategy that considers the needs of your family and team.
Separate and organize your personal finances from the business
Clarify your goals – and make sure your money is aligned with them
Ensure your estate plan reflects your business and your values
avoid the "next quarter" trap
Why It Matters
You’ve worked too hard to leave your next chapter to chance. Without the right plan, even successful owners can end up with preventable tax hits, a stalled exit, or a mess their family has to clean up.
With a clear plan and steady guidance, you can move forward with more confidence – knowing your decisions are grounded in your values and long-term goals.
Just like planting a tree, the best time to start planning was five years ago. The second best is today.
