Pre-Retirement Couples
You’ve saved. You’ve planned. But are you really ready?
You’ve worked hard, lived within your means, and built a strong financial foundation. Now retirement is getting close—and instead of feeling confident, you find yourself lying awake wondering:
What if we missed something? Are we really going to be okay?
You’re not looking for someone to take over—you just want clarity, reassurance, and a plan that makes sense for your life.
We help thoughtful, responsible couples like you start moving from “We’ve done pretty well” to “We know we’re on track”.
Life after work, on your terms
Plan for More Than Just the Numbers
Retirement isn’t a finish line—it’s the start of something new. And you want to get it right. But between Social Security timing, tax rules, healthcare costs, and market uncertainty, it can feel like there’s too much at stake to go it alone.
We help you design a retirement plan that works for you. One that reflects your values, works to supports the lifestyle you want, and helps give you peace of mind – whatever the road ahead holds.
Whether retirement is five years away or just around the corner, we’ll help you feel confident in your next step.
It's all There - You Just Need a plan
What Makes Your Situation Unique
You’ve done a lot of things right. But there’s a big difference between managing your investments and having a retirement strategy that ties everything together.
We help you answer the questions that are probably circling in your mind:
Can we afford to enjoy retirement—without overspending?
What happens if the market drops right after we retire?
Should we start Social Security now—or wait?
Are we paying more in taxes than we need to?
Will my spouse be okay if something happens to me?
These are the kinds of decisions that don’t just affect your finances. They shape your lifestyle, your peace of mind, and your ability to enjoy what you’ve worked so hard for.
01
Clarify Your Goals and Vision
We start by helping you define your ideal retirement. What matters most? Travel, family time, security? This will help you develop a clear idea of what a fulfilling life after work means for you – and what it will take to support it.
02
Organize Your Financial Life
We untangle the moving parts—investments, taxes, income sources, healthcare, estate plans—and organize everything around your goals. You’ll finally see how it all fits together.
03
Build and Execute the Right Plan
We help you develop a personalized strategy aimed at generating sustainable income, addressing “what ifs”, and lets both of you feel confident that your plan is built to last.
We speak human, not jargon
What it's Like to Work With Us
We know this is personal. That’s why we meet you where you are—no lectures, no pressure, no judgment. Just clear conversations and smart planning, at your pace.
We make sure both partners feel involved, informed, and respected. You’ll never feel like you’re being sold to. You’ll feel like you’re finally getting the answers you’ve been looking for.
From Second-Guessing to Peace of Mind
What We Help You Do
We’re help you make the leap from saving for retirement to actually living it – with the confidence that we are there to support you.
That often includes:
Creating a retirement plan designed around you and what you want out of retirement.
Choosing when and how to claim Social Security
Reducing future taxes through smart withdrawal strategies
Budgeting for both everyday life and big experiences
Helping both partners stay on the same page – so if something unexpected happens, the plan reflects your shared goals and values.
Clarifying your estate and legacy plans
Aligning your financial plan with the life you want to live
More Clarity, Less Worry
Why It Matters
Retirement can feel uncertain—even if you’ve done everything “right.” Without a clear plan, you may hesitate to spend, feel unsure about decisions, or leave one spouse in the dark.
But with thoughtful guidance, you can move forward on your terms – with confidence, control, and peace of mind.
Just like investing, the best time to start planning was five years ago. The second-best time is today.
