Making Sense of Medicare
What to Know Before This Year’s Enrollment Window Opens
Medicare open enrollment opens October 15, and even people who’ve been through it before find the choices confusing – which parts cover what, when you’re allowed to make changes, and what happens if you miss a deadline.
In this 30-minute session, Parkwoods Chief Investment Officer Bob French, CFA, is joined by Bruce Tunze, a Medicare specialist with 30 years in the insurance industry, to walk through the enrollment periods, the different parts of Medicare, and the coverage decisions in front of you.
We discuss:
- When the enrollment periods are, and what each one actually allows you to do
- The different parts of Medicare – A, B, C, and D – and what each one covers
- How income can affect what you pay for Medicare, and what to know about IRMAA before you enroll
- What’s changing with prescription drug coverage in 2027, and what it means for your out-of-pocket costs
The goal is simple: to help you walk into open enrollment with a clear understanding of your options, rather than trying to sort it out under a deadline.
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About the Presenters
Bruce Tunze
Medicare Specialist
Medicare A to Z
Bruce Tunze has spent nearly 40 years in the insurance business here in Tucson, most of that time in employee benefits. He added Medicare to his practice in 2015, and after a nearly 40-year career in employee benefits, retired from that side of the business at the end of 2021 to focus on Medicare exclusively.
Bruce represents Medicare A to Z, a Q&A Group company, and works directly with individuals and families to help them understand their options and make informed decisions during enrollment.
“I wish I would have found Medicare 20 years ago,” Bruce says. “Helping seniors navigate these confusing waters has become my passion.”
Bob French, CFA
Chief Investment Officer
Parkwoods Wealth Partners
With nearly two decades of experience in investment management and financial planning, Bob brings extensive expertise to his role at Parkwoods Wealth Partners, where he empowers clients to achieve their retirement goals through clear, evidence-based strategies.
Prior to joining Parkwoods, Bob served as Managing Principal at McLean Asset Management and Retirement Researcher, where he led investment strategy, developed analytical tools, and oversaw the creation of educational content focused on retirement planning.
Before McLean, he was the Director of Analytics and Content at inStream Solutions, where he was responsible for designing and building the analytics engine behind the company’s innovative financial planning platform. His previous experience also includes a role at Dimensional Fund Advisors, where he developed analytical tools and provided educational support to financial advisors.
Bob is deeply committed to simplifying complex financial concepts, making investment strategy accessible and actionable for clients. His investment philosophy emphasizes clarity, transparency, and rigorous analysis, equipping clients with the confidence to make informed financial decisions.
Bob earned his Chartered Financial Analyst designation in 2010 and regularly hosts webinars and authors articles aimed at enhancing financial literacy and retirement planning education.
At Parkwoods, Bob is dedicated to helping clients navigate their financial journeys with confidence and clarity, enabling them to concentrate on what truly matters in their lives.
