Many mid-career professionals receive a meaningful portion of their compensation in company stock – through RSUs, stock grants, or an employee stock purchase plan (ESPP). Over time, that can quietly create a situation where both your income and a large part of your wealth depend on the same company.

In this 30-minute session, Parkwoods Wealth Advisor David Nash, CFP®, walks through a practical framework for managing employer stock and reducing unnecessary concentration risk – while still capturing the benefits equity compensation can provide.

We discuss:

• Why income and investments tied to the same company create a form of “double exposure” many professionals overlook
• The common misconception about holding RSUs for a year after vesting – and what actually matters for taxes
• How ESPPs can create built-in advantages that many employees unintentionally leave unused
• A practical way RSUs and ESPPs can work together to manage risk while capturing the benefits of both programs
• Simple questions to ask when evaluating how much employer stock is too much

The goal is simple: to help you think about employer stock more clearly so it becomes a tool for long-term financial flexibility rather than a source of hidden risk.