Your Portfolio Has a Tax Leak
How Asset Location Can Help Plug It
Most people spend their time thinking about what to invest in. But for investors with multiple account types – a brokerage account, a traditional IRA, a Roth – where each investment is held can have a meaningful impact on how much of your returns you actually keep. That’s the idea behind asset location: placing investments in the accounts where they’ll be taxed most favorably.
In this 30-minute session, Parkwoods Chief Investment Officer Bob French, CFA, walks through how asset location works, why it matters, and how it may improve long-term outcomes.
We discuss:
- How taxable, tax-deferred, and tax-exempt accounts create different tax consequences – and why that matters for where you hold each investment
- Why some investments create more tax drag than others – and what that means for placement
- An illustrative example showing how asset location can improve tax efficiency over time
- How Parkwoods manages asset location as part of an ongoing, tax-aware portfolio strategy
The goal is simple: to help you see why where you hold your investments can matter just as much as what you hold.
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About the Presenter
Bob French, CFA
Chief Investment Officer
Parkwoods Wealth Partners
With nearly two decades of experience in investment management and financial planning, Bob brings extensive expertise to his role at Parkwoods Wealth Partners, where he empowers clients to achieve their retirement goals through clear, evidence-based strategies.
Prior to joining Parkwoods, Bob served as Managing Principal at McLean Asset Management and Retirement Researcher, where he led investment strategy, developed analytical tools, and oversaw the creation of educational content focused on retirement planning.
Before McLean, he was the Director of Analytics and Content at inStream Solutions, where he was responsible for designing and building the analytics engine behind the company’s innovative financial planning platform. His previous experience also includes a role at Dimensional Fund Advisors, where he developed analytical tools and provided educational support to financial advisors.
Bob is deeply committed to simplifying complex financial concepts, making investment strategy accessible and actionable for clients. His investment philosophy emphasizes clarity, transparency, and rigorous analysis, equipping clients with the confidence to make informed financial decisions.
Bob earned his Chartered Financial Analyst designation in 2010 and regularly hosts webinars and authors articles aimed at enhancing financial literacy and retirement planning education.
At Parkwoods, Bob is dedicated to helping clients navigate their financial journeys with confidence and clarity, enabling them to concentrate on what truly matters in their lives.
